Pricing
Free appraisal consultation. No upfront payment. We only take cases we're confident in — and we guarantee at least $1,000 of additional settlement value or you pay nothing.
The consultation tells you the range. The research proves your value. Your appointed appraiser gets you the check.
Simple, Transparent Pricing
Our clients average $3,260 in additional settlement value. We won't take on your consultation unless we're confident we can recover at least $1,000 more than the insurance company's offer — and if we don't, you pay nothing.
Free Appraisal Consultation
We start the appraisal analysis and walk you through what we find — free.
- Your vehicle's value range vs. the insurer's offer
- No commitments, no card required
- A straight recommendation — we tell you whether we can help
- The first phase of your appraisal, not a separate product
Bundled together — purchased as one service:
Appraisal Research
Passenger vehicles, trucks, motorbikes, trailers, imports.
- 24-hour turnaround time
- In-depth market research with references
- Comparable vehicle analysis
- Documented methodology that stands up to scrutiny
- Expert sign-off (CPCU, AIDA-certified)
Appointed Appraiser
Capped at 2 hours — predictable pricing.
- We serve as your appointed appraiser under your policy's appraisal clause
- We negotiate value directly with the insurer's appointed appraiser
- Your research deployed as our formal opening position
- Defended valuation through to your award letter
Frequently Asked Questions
How does the pricing work?
Your appraisal consultation is free — we start the analysis and tell you honestly whether we can help. If we agree to be your appraiser, our service is $199 for the appraisal research plus up to 2 hours of appointed-appraiser work at $149/hour. We pre-authorize your card after we've reviewed your consultation — no upfront payment.
What if you can't increase my settlement?
Our clients average $3,260 in additional settlement value, and we screen every consultation before accepting it: we only proceed when we believe we can secure at least $1,000 more than your insurer's offer. In the rare instance we agree to be your appraiser and ultimately can't deliver that $1,000 minimum, you pay nothing.
Why is the price split into components?
An appraisal is a proceeding, not a PDF — and the pricing follows the work. The consultation tells you the range, free. The research proves your vehicle's value with documented comparables and methodology. The appointed-appraiser work is where we invoke your policy's appraisal clause as your appointed appraiser and negotiate the number — that's the work that actually moves your settlement. Showing each component keeps the pricing transparent: you see exactly what you're paying for and why.
How long does the appraisal research take?
Our standard turnaround for the appraisal research is 24 hours from the time you submit your insurance company's report and vehicle details. Negotiation timelines depend on your insurer's responsiveness — most settlements close within 1-3 weeks of report delivery.
Are you affiliated with my insurance company?
No. SecondAppraisal is an independent vehicle appraisal consultancy. We act solely on behalf of our clients (the policyholders), not the insurer.